The balance or number of cards?
I’d say your balance is way below average and 4 cards is probably very close to the average.
Discussion
You guys are american i guess 🤣
Do other countries not use credit cards?
I have 1. My best friend never had a credit card.
Mostly only debit..
Yes I never used a credit card. Only debit always.
Why is that? I’ve found that if and when any issues or fraud arise, it’s very difficult to get help/reversals with a debit card. Not true with credit.
While I wouldn’t recommend a credit card to someone who isn’t responsible financially, they can be very useful as long as you pay off your entire balance.
For me, the ammount of cards seems overkill. Why 4? Isn't 1 enough?
I only use 2. One I keep strictly for recurring purchases and the other I use for everything else. I separate for the case of fraud so my recurring doesn’t get impacted (has happens to me a couple times).
Plus the benefits on both cards are different.