Imagine you’re working on Wall Street at Manhattan with your fancy suit, and then you learn that some crazy guys with 80 IQ outperformed all of you from their basements.

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And their a teenager

actually, from Mom's basement

Actually, you get a worldwide ETF as broafly diversify as possible with fees as low as possible and you already best 95% of these wall street guys performances.

Except they don't earn they money on performance but on fees charged (scammed) to their customer whatever the results are. As long as stupids people pay for their "services".