How could reverse mortgage work in practice?

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They did one here before, I think in the 1950s. They value the houses (they just did this for all homes, 2 years ago), and then they put a 20% state mortgage on everyone's house and you repay the state over 10 years or so. The state confiscates your equity and you buy it back.

That'd be outrageous. 🤔 what you describe is totally different from how wikipedia defines the concept.

https://en.m.wikipedia.org/wiki/Reverse_mortgage

> Reverse mortgages allow older people to immediately access the home equity they have built up in their homes, and defer payment of the loan ...

Where can I read about this being discussed like you wrote?