Google _could just approve them_, but they won't. ..for obvious reasons.
GrapheneOS doesn't preclude NFC payment. It just doesn't support Google Pay because Google won't certify Graphene.
https://www.reddit.com/r/GrapheneOS/comments/16ue18j/how_can_i_use_my_phone_to_pay_without_gpay/
Google _could just approve them_, but they won't. ..for obvious reasons.
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