So I get this right:

They were using Blockstream green WITH cobovault as the key? Because in that case I would try a fresh Green wallet restore on a different device first with the cobovault. Basically same setup as they did the first time to see if it comes back.

Or are you meaning one had a problem with Green and the other had a problem with Cobovault? Also how did they lose their setup or disconnect the wallet? Any details on what happened exactly? Might help figure out the process to bring it back.

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Firstly Guy, both issues have been resolved so no need to spend any more time on it.

I prob wasnt clear. 1st person tried his Green seed in Blue and got zero balance. His original issue was a 2FA thing that he never set up denying him access to Green, so I suggested restoring in Blue. He eventually fixed the 2FA.

2nd person tried his Cobo seed in Nunchuck and got a zero balance. He then tried it in Blue and this worked. His issue was it was the Cobo setup simply no longer worked.

I now understand its a derivation path thing but it surprised me because I thought most of these well known wallets use compatible paths. I have a pretty rudimentary understanding of derivation paths and thought they were only important to record with mu-sig setups.

Bottom line is its pretty horrible UX when a new user, or any user for that matter types their seed phrase in during recovery and is hit with zero balance. And were also never prompted to note anything other than the seed.

On the positive side when it happens again I'll be able to advise them better.

What’s funny about that too is that there aren’t but a handful of common derivation paths. You could write a script to load and check all the possible ones in the background to verify any balance, and then prompt the user if one is found while the user selected a different one.

Something like “you chose a P2SH derivation, but there is a Bech32 derivation with 0.2157 bitcoin in it. Would you like to load that as well?”

Apparently Blue Wallet does something like this, although it still didn't work with the Blockstream Green seed.

This happened to a friend of mine. He thought he lost a ton of Bitcoin and almost threw his “empty” seed words out.

Friend of mine had an issue with this, idk if you can help but I gifted him btc by sending to a bluewallet from muun, then writing him the seed phrase. He tried setting up via phoenix wallet but it shows this:

Any tips on how to recover?