You're clearly a bright girl, young too. I don't have a degree but I'm 47 years old and retired. That's largely to me thinking "Outside the box". I don't know what subject you're taking but unless it's in law, medicine or engineering, I'd suggest it's not really worth paying for. It's commendable that you're trying to better yourself, though, so I wish you all the best🙏🏻🫂.