That's brutal...
I was supposed to be able to retire last year but the Brigade rugged me. Had to do an extra 5 years!
Discussion
I don't believe anyone under 50 will get a pension, state or private. Not how they think they will now, anyway.
I assume the same and I've got a few years yet till I hit 50 so my assumption is I'll get no pension. That was part of what drove my decision to get the yacht, tbh.