Yep, Monero is slow for currency though. It has to be seventy year old suitable. Click and play, with easy balance in USD or other relevant fiat and QR codes with one click. Transaction times less than one second, all on every mobile platform.
Discussion
I don't see many seventy year olds running a lightning node over Tor and managing liquidity to keep their transactions private. Also the necessity of a 2nd and 3rd layer increases your attack surface.
