I believe it is to discourage people from having kids. I’m not sure as to the “why” though 🤔
Discussion
It’s not like all expenses come at once. You wouldn’t write an article “want to live? That’ll be 500k” to throw in housing, education, bills, travel in there. This stuff is all gradual over time and can be lowered depending on your lifestyle choices … but they throw it all in for sensational headlines I guess