100% it only makes sense to me because we live in a transitionary period. Otherwise a Bitcoin denominated loan would require some other asset that you already own but don't want to sell (like a house you live in or rent to others). You'd just be paying that back plus interest in Bitcoin. The beauty in that is that one would need to create more value than they take. The fiat system allows all these unnatural games to be played where people can get richer by doing nothing or even less than nothing in some cases.

At least that's how I'm seeing things. I'm nowhere close to an expert on debt instruments or the fiat system. I know enough to know it's evil and robs me of my life force.