Failure is rarely the result of some isolated event. Rather, it is a consequence of a long list of accumulated little failures which happen as a result of too little discipline. Failure occurs each time we fail to think … today, act … today, care, strive, climb, learn, or just keep going … today. If your goal requires that today you write ten letters and you write only three, you are behind by seven letters … today. If you commit yourself to making five phone calls and you make only one, you are behind by four phone calls … today. If your financial plan requires that you save ten dollars and you save none, you are behind ten dollars … today. The danger comes when we look at a day squandered and conclude that no harm has been done. After all, it was just one day. But add up these days to make a year and then add up these years to make a lifetime and perhaps you can now see how repeating today’s small failures can easily turn your life into a major disaster.