on a serious note though, lightning is a powerful tool and certainly has some part to play in all this. But bitcoin taking over the world is going to take a lot longer than most expect, or hope. Custodians are going to be the biggest and most important way that most humans interact with bitcoin.
Bitcoin is going to revolutionize the banking industry. As it does, fairness and free market rates will return.
Bitcion doesn't win by setting the plebs free. Bitcoin wins by breaking the fiat banking system, and THAT will set the plebs free. A new global financial system will rise up from the ashes of the failed global banking cartel and bitcoin will be it's capital reserve asset.
From there, the ecosystem will evolve with fair and honest banks providing custodial solutions. A new banking system, combined with complex multi-sig solutions, lightning, and liquid will usher in a golden age for humanity.
This entire process make take quite some time, and the road is likely to be bumpy.