And this is exactly why I'm sympathetic to your viewpoint. I did a pod last year with Jeff and have written articles using the Titanic as an analogy for this very position.
You can recognise Bitcoin as the lifeboat, but if you're underwater on the bottom deck of the Titanic and you can't breathe, then a lifeboat won't save you in time.
That's why I'm a big believer in reading the likes of 'Rich Dad, Poor Dad' and 'The Richest man in Babylon' as a starting point. You've got to pay yourself first and save something (in bitcoin) for your future self. It's existential. You'll then start to see the polarity of the two systems, as one gets worse and the other gets better.
And clearly, fiat inflation will make life more and more difficult in this system, but Bitcoin will reflect this, literally like a mirror image. It has to.
Both paragraphs you've written are absolutely true. And it will get worse and worse. So the question should be which system are you going to give more of your energy to if you know this?
Honestly, I tread a horribly fine line in my day to day life and have witnessed it as a small business owner getting progressively more difficult for several years. But transferring what energy you can into Bitcoin, both literally and financially, is the only thing I believe you can do. I just see it as a priority, not as something to do at the end of the month.