Why does it cost so much to transfer?

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You're paying not only for us to host the infrastructure and process payments, but to hold the payments up to 24 hours; there's a real cost to keeping those sats in transit and using an HTLC slot on our channel.

Sounds like you want to be the new banker, taking cuts from everyone.

Nothing stops you from hosting your own infrastructure.

Zeus offers an easy on-ramp.

I would never use Zeus!

I see that you use a custodial wallet. Why wouldn't you use a non-custodial wallet like Zeus? Why would you prefer to give your Bitcoin to total strangers, rather than keep it safe yourself, in your custody?

I'm really keen to find out why you think giving your Bitcoin to total strangers is better than keeping your Bitcoin in your own possession. 😂

You're using a custodial wallet while making snide comments about a fee for service provider, accusing them of wanting to be a banker?

Irony is so ironic.

If you don't have enough inbound capacity, you must either rebalance a channel by sending out sats to another node (another wallet), possibly swapping to on-chain or you must ask another node to open a new channel to your node with enough inbound capacity. Zeus, Phoenix, Breez and Blixt use various technics and services to automarically open this new channel but you habe to pay for the on-chain transaction + some fees (usually). Depending how the mempool is busy, these on-chain transactions can cost 2000-3000 sats or 30'000-50'000 sats.