If you don't really want to have money, you won't get as much of it.

Story time.

My wife's friend (married) is a yoga instructor. She saved up $40k+ and didn't know what she should do with it. My wife auggested she talk to me. This was Jan 2023. We talked. I listened. She didn't need the money now, she wanted to save it for a few years.

My proposal: Buy ~2 bitcoins. "I know you are afraid of the volatility. 2 years from now, if they are worth less than what you paid, I will buy them from you for what you bought them for. If they are worth more, I will take 10% of the capital gain. You get 90% of the upside, and 0% downside."

She said she would think about it. In the end, she decided to go to a financial services advisor, and bought index funds.

Today that $40k would be worth $250k, minus my 20k fee for taking on all of the risk.