What wallet, what settings is important.

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It looks like they use Swiss Pay. I used Muun

It's probably Muun's "fault".

Oh... Is a solution to the something else? E.g. wallet of Satoshi?

Wallet of Satoshi is just a bank or a Bitcoin vaulting custodian and payment service if you prefer.

Real solutions are like Phoenix, Breez, Blixt, running your own stack etc

I'll check them out, thanks