The short answer is YES - definitely YES. Except for a few spinoffs from Bitcoin (BCH, DASH and I think LTC) most other cryptos are a business product designed to make money for their creators. I have yet to see another crypto that has the attributes of BTC, serving a use other than money, eg. AI, tokenised assets, etc. XRP may be an exception as it stands to replace or form the backbone of systems like SWIFT (for money transfers).

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You think XRP which has a company, and a CEO who just constantly dumps tokens on the market to extract wealth from his moron userbase, is different? 🤣

XRP is being evaluated in. A purely commercial sense. Like stock. Also note the operative word was ‘may’

I may win the lottery today