Tradeoffs. I prefer lightning over liquid. I’m dipping my toes in ecash, there’s a learning curve for sure. I think of L1 as my savings, L2 as my checking. Self hosted holds most of L2 and custodial gets a “per diem” spend that is okay if rugged.
Discussion
Right now I prefer liquid. The custodial risk is small but trading with it is super cheap and intuitive. No need to manage channels or pay unexpected fees. When your liquid balance is large enough you can pay the fee to send it on chain.