Here’s a prepaid MasterCard as a potential alternative to Pay With Moon.

https://www.bitrefill.com/buy/prepaid-mastercard-usa/

Pro: you can pick any amount to load

Pro: no account required, just an email address

Con: doesn’t like VPN users

Con: unclear if you can pay with LN (I didn’t get that far into the checkout process)

Con: unclear if you can close a card and get your unused funds back, loadable to another card (but I doubt it)

Still, it’s an easy and close to anonymous method to convert crypt to a debit card—just not as good as Pay With Moon