Cold hard reality check:
Until bitcoin is as easy to use as pulling a fiver out of my wallet, I will never rely upon it as a primary tender, and I’m willing to bet most people won’t.
That use case is many years away. Store of Value not medium of exchange for now.
And that’s fine. Seems by design.
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Works for me.
Onchain > Wire transfer/Zelle
Non-custodial LN still not as good as Venmo/CashApp
But I’m good with bitcoin only replacing transactions that one would use a wire or zelle for