I do use Vexl and Peach, but when you live off bitcoin that then opens a whole new conundrum of compliance issues.

First, I usually need to exchange large amounts, which are hard to find offers for.

Second, and most importantly, when your entire income comes from random people's bank accounts, the bank will close my account, which is really something that I don't want to deal with.

I can deal with exchanges closing my accounts, but having my bank account closed is really a whole nother level of a fucked up nightmare.