That's exactly what nocoiners told us in the beginning.

I have only two things to say to you.

You underestimate your personal need for private transactions and the lack of tail emission will endanger Bitcoins security 10 or 20 years down the road. Enjoy the great store of value that Bitcoin currently is, while it lasts.

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No need for tail emissions when there are transaction fees. Like I said, you can transact privately on layer 2.

Where will the transaction fees be coming from if users will be on L2s paying a vanishingly small fraction of on-chain fees?

All L2s so far are custodial, permissioned transactions, or have horrible UX