There needs to be scaling on other layers and only final settlement on main chain imo

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so no plebs, only Saylors, will be doing tx on main chain?

I waiver on this…. If scaling is done correctly I think the need to fully settle goes down and it also reduces over fees on main chain as the layer 2 grows. For near instance finality though I think it will cost but right now what would you pay for that??? Have you sent a wire? $ 15-20 with some decent chance of failing