nostr:note1mde86zya3fx2cqr0qht5lssfp4lh7dkw492lh7h7c74kq20vptzspyeymt
Given the stats shown above, it will likely be uneconomical for 87.8% of hoomans to transact on the main chain of #bitcoin on a regular basis.
Therefore, these humans will inevitably have to use another layer. So far, the only viable option I see is to use the #lightningnetwork.
Open source layer 2 systems like the lightning network protects these people from the pitfalls of closed layer 2 systems (e.g. banking sector private rails). More info on this topic --> nostr:note1wmvzk56xkcmezp8xxfvnz9f3yagey63njj9zty8rqvggn4e2dapqrsp8sp
Note: 87.8% comes from adding up the population in the lower two wealth categories (sub $100k).