For me, 20 times annual household expenses, divided by the 200WMA.

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I like this

I tend to like the 4% rule, but lean towards thinking the 200WMA modifier more than makes up for the base 5%, while also insulating you against short term volatility.

This definitely isn't a "die with 0" number, instead it's "die with generational wealth to pass on".

Interesting…

At least 24 Bitcoin it is yikes

True, I'm not anywhere close to my number, but that target is dropping forever.