The utility of the company is the product or service they deliver to the market. But the stock is not the company, it's just a way to accumulate a collection of capital from individuals and institutions who then retain a record of partial ownership and an expectation of return on their investment. That return on investment can come in the form of capital gains or dividends.

Out of the 76 stocks that I hold in my portfolios, only 4 don't pay a dividend, and the only reason I'm not selling those is because I don't want to pay the capital gains taxes on them right now. I've built a watchlist that helps me identify the stocks with the highest probability of continuing to pay a growing dividend, and I've done really well using that watchlist to choose what I buy in the markets. It's not all about Bitcoin, although on the crypto side BTC is the only thing that I'm putting capital into right now.

My goal with my stock portfolio is to build up my nest egg so that the dividends pay my expenses without me having to sell anything. At least that's the dream.