Never? Why the hell not? 
Discussion
Why use a tool where I have to fact check everything it gives me? Then I can just do it myself
And I'd only use it locally so big models are not an option.
Life is difficult enough as it is. That’s why.
Why stop there? By this line of logic I’d farm cows, build my own phone, go off grid, throw the phone I just built away because I realized I can’t trust the internet, build a house. Write all the books in my library and then read it for pleasure. Try to make friends with the Amish.