i dont recall ( in what ive read, albiet a small amount of either so i could be ignorant of the works in which they do) that they use this nomenclature in this way.

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See chapter 9 on page 26: The problem of "Hoarding"

https://mises.org/library/book/what-has-government-done-our-money

Obviously he didn't have the problem of hoarders not contributing to network security 😂

You're way out of your depth, have poor reading comprehension, and are creating strawmen. Pathetic.

Not making any strawmen arguments. Basic functions of human knowledge and the lack thereof of each individual only able to have as much relevant to himself and lacks in that in comparison to others.