Mobile wallets.
Very few need to jump straight to a HWW.
Discussion
Wish more people would do so. The issue in the Netherlands is that it became almost impossible to get your bitcoin off the exchanges, check my explanatory process for the largest Dutch exchange below (>1million active users), it’s insane:
https://blogstack.io/naddr1qqyr2wfe8ycrwwfeqy28wumn8ghj7un9d3shjtnyv9kh2uewd9hsygy5uf50ft9yes2xz0s6d4gd4dqgs2ulpz336lmt4qtqgs5mrwa6pcpsgqqqw4rs3ugpha any mobile phone become the lightningnode , the huge effect will coming
That link doesn't work for me, just loads a white page