It doesn’t really take any extra ‘work’ to buy from a different exchange though. Kraken (for example) only takes 0.16% fees, and it takes the same amount of time/effort to buy bitcoin there instead of cashapp. On a $1000 purchase that’s an extra 70,000 sats or so (at current exchange rate). Not too bad.

Or think of it a different way: I can pay 2% on cashapp the ‘easy’ way -OR- I can do the work as you put it and buy no-KYC sats instead at a pretty similar 2-3% premium.

So basically, if you’re going to KYC anyway why not buy cheaper bitcoin? Or if you’re going to pay a premium, why buy KYC coin at all?