It's marketed as a revolution in finance when it is actually just an other tool to go leverage. I don't believe it helps restoring good market signals because this tool is not Bitcoin but rather a symptom of fiat.

My OP was saying this: "This is not a revolution in finance it's just a way to short fiat".

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What I mean is that it's not much different than trading. You take such loan because you bet on NGU of Bitcoin.

The reason someone takes a real loan is because he bet on himself.

I consider the first one to be a form of shitcoining.