We dont have 401k's here in the UK.

The closest i guess is a standard pension plan.

Mine is with legal and general. Every year i get a report and mine is split between blackrock, vangurad and a fiat currency pool.

Which is why i stack sats, and try to stay humble.😁

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So even that, Blackrock is not an investment they are a firm, so with Blackrock actually means invested in some fund/s via black rock.

Yep your bang on there jack, though i have some control over where my pension is "invested" the prcosess of changing it is a time suck.

Time I'd rather spend on myself and building up the side hustle 😉

On the plus side im sure some of my worthless monopoly money is getting put into the bitcoin ETF, some how, somewhere.

And that idea makes me smile..😄