Completely understandable.

But some people cash out their 401(k), or even purchase large amount of bitcoin inside a 401(k) , or are otherwise independently wealthy, and for such situations it is very difficult, if not impossible, to find KYC-free methods of purchase.

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Yeah... In those cases it's going to be hard. On the other hand, nobody prevents you from spamming Robosats and Bisq with $2k buy order at a reasonable premium 😂 You'll have to spend a few days managing all these orders and transferring fiat to many people, but I would say there's no conceptual limitation 😂