I don't run any models. I use GLM through z.ai's coding plan, which is incredibly cheap.

I need to look at doing the same but have been using the mental model that were still in the early 00s PC era of AI hardware. I think we'll see massive improvements that will make today's products look outdated. I'm still focused on SOTA models for my money now with hopes that as things optimize I'll spend a year or two of model costs for my own self hosted hardware in a few years when things start to stabilize and new hardware lowers current costs.