I'm quite happy with my start9. Fully open source code (FOSS). It runs on a lenovo tiny 24/7 since months. Pretty stable with no issues so far. They have a own marketplace for various apps and you can side load different apps built from community.

All that said, I can't say much about umbrel cause I never used it. Code is only source viewable.

No matter what your decision will be, I encourage you to separate your bitcoin stuff from all the other services.

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Thanks, nostr:npub1y8q62fgx5dpaztp5czjrfa7xek38dfsfaeg6pgp9x0lt7ryylvaqshcjy8 . I am now convinced to separate the money from the entertainment (even if Bitcoin, or rather the fiat system, also entertains me very well)

You're welcome. 🫡 You won't regret it.