Why would you go to jail for not paying back a loan?
Wouldn’t they just report it on your credit?
Try to get collections agencies to bother you,
Maybe some folk might get sued in civil court for money that you owe….
But I don’t think it would be criminal like having to serve jail time
If I had good credit I’d max out some cards to buy bitcoin and then just not pay it back but I can’t do that bc my credit is already 💩
Plus bankruptcy is always an option
Idk I’m an idiot 😆