Replying to Avatar HODL

I’ve sampled all the fancy rich people stuff at this point in life and will now tell you what’s worth it and what’s not…

Fancy car - Not worth it. Save the money and get a regular car.

Really fancy car - Maybe worth it? Depends. If you’re super into cars these are pretty fun.

First class air travel - Worth it. But fair warning you can’t go back to economy once you get used to first.

Private air travel - Not worth it. Too expensive. Unless you’re some kind of huge celebrity you’ll be fine in first class.

Luxury hotel rooms - Worth it. There’s a big difference between the ritz and the best western. Enough said.

Fancy watch - Maybe worth it? Similar to the really fancy car thing. If you like it go for it, if not don’t worry you aren’t missing out on anything.

Fancy clothes - Not worth it. Rich people don’t wear this crap. Gucci, LV etc is for upper middle class people to signal to poor people.

Mansion - Worth it. Having a nice home is always nice, probably don’t go obnoxiously large though. Beyond 10k square feet you’re going to have weird maintenance and headaches taking care of the home.

Private chef - Not worth it. The food tastes good, but it’s another person in your house and that shit gets annoying.

Yacht - Maybe worth it? This goes in the same category as super cars and watches. If you’re into boats and you like spending time on the water it might be worthwhile. Otherwise just hangout by the pool, lake, ocean… same vibe but cheaper.

Maids - Worth it. Nobody wants to do their own cleaning.

Fancy food - Not worth it, caviar and foie gras will never beat burger and fries. High quality food yes, fancy rich guy food no. Maybe every once in awhile.

Fancy booze - Not worth it. Gets you drunk the same as regular booze. The richest friend I have drinks natty light. True story.

First class isn't worth it, but the maid...the god damn pinnacle of financial sovereignty 🤌😬

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Discussion

I think first class really depends on how tall you are. As a dude who’s 6’3 I need it.

High-quality food (farmer’s market organic produce, grass-fed beef, fresh seafood) worth it even if you’re not rich. Investment in health.

Fancy car only if you’re so rich the cost is de minimis for you.

Don’t need more than 3K square foot house at most, arguably 2K, unless you have a large family.

A house bigger than 2K is unpleasant to be alone in. Can’t only plan for max occupancy, but also min.

I would do private jet if I could afford it. I detest airport security, lines, delays, etc. Skipping the airport would be incredible.

Don’t need a private chef — learn to cook, it’s one of the joys of life.

Housekeeper is worth it a couple times per week, especially someone you like and trust.

Totally with you on the house.