I’m with Lopp on this one, you can’t know the level of psycho you’re dealing with. Even if you give someone all your funds how do you know they won’t seriously harm you or kill you anyway? No right answer.

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Exactly, in that moment it’s important to analyze the situation in real time, try to figure out who you’re dealing with, and make a decision you won’t regret

My base case is assume the worst intentions.

I completely agree, you seem to be well-prepared