Alby Hub is the software that runs your node. You hold your private key and open channels with with LSPs. Those are independent providers, not run by Alby itself.

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Fuck fuck fuck.

Now I have to hope and pray that I didn't lose my funds?!?

You wouldn’t lose anything. It would simply appear in your on-chain wallet after the channel closes. It might take a little time to see it depending on how recently the channel closed, but your local balance will always return to you.

Minus on-chain fees for the closing transaction.

Unavoidable.