I'd try Phoenix if it were on F-Droid. There is already a bug report about this: https://github.com/ACINQ/phoenix/issues/152

Breez has the same problem and a similar bug report: https://github.com/breez/breezmobile/issues/413

I have Zeus and I appear to have it connected to my Alby account. Plan on switching to self custody once Zeus supports it.

https://app.mutinywallet.com/ looks pretty interesting. The fees and liquidity seem like they're pretty confusing for thise people who have never used any cryptocurrency before. And that can't exactly be hidden since it costs about $15 to get started. Not a great look for a technology that makes it sound like it's good for buying a $2 cup of coffee.

I mean, I get that opening a channel requires taking money off chain (thus tying it up). And it looks like the fee for "opening a channel" is just a normal network fee, so like 60¢ as of yesterday.

When I get some sats, I'll send some your way because the documentation on lightning ( https://www.bitcoin.com/get-started/what-is-lightning-network/ ) is not at all actionable, but by reading to docs of all of these wallets combined, the picture is finally starting to emerge.