It’s too late. The convenience to schools is too big for attendance (how public schools get “paid”), lunch, daycare, mobile device management and more. It’s framed as security and cost savings. Then they grow up and everyone is captured. IMHO….

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It's too late because people are dumb. If they would shift to Monero this would be over in no time. Some struggle, fights and deaths. Sure. But the system would collapse as soon as people get to control their own money privately.

I’m trying to imagine everyone pulling their money from billions of accounts globally and trying to covert to Monero “in no time” 😂

Piece of cake!

People will need time to figure out how to use it without CEX. So in no time means those who are ready first will profit the most. Both in privacyvand purchasing power gains.