有一个预感：这一轮全球经济动荡，在中国经济下行2年后，美国经济也会跟着下行，只是程度可能不同。美国小型银行的信用卡拖欠率已达到近8%，创下历史新高。大型银行的拖欠率也有所上升，达到11年来的最高水平。信用卡债务约为1.1万亿美元，平均利率约为22%，为有史以来最高。US Credit Card delinquency rates at small banks have hit nearly 8%, an all-time record. Delinquency rates at large banks also increased and are the highest in 11 years. Credit card debt is ~$1.1 trillion with an average interest rate on this debt at ~22%, the most ever recorded.