With the way AI is progressing even some biometric identifying methods aren't going to be valid like voice or visual verification. How soon before we need to give a little blood every time we log in so they can scan our DNA?

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Biometrics are user IDs, not passwords.

They can be both? Charles Schwab allowed you to verify your identity by voice and get access to your account when calling customer service for awhile, but thankfully got rid of it.