Sounds pretty close to what I have been hearing. I don’t use them I have but just to compare to strike and their fees. They actually were better on the spread I did 10$ transactions as fast as possible twice and both times just by a few hundred sats swan was “cheaper”

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Ripple does look like the bigger player in this tho.. it is kinda sus. I will find out the details.. “or what is out there for us to see”