What are you talking about?

Monero is accessible. It's pretty much banned from all exchanges in Europe and thanks to Haveno (RetoSwap) we have no problem to buy/sell it for fiat.

Also I can buy giftcards in mere minutes for a lot of daily stuff (food, gas, furniture etc).

Monero is useable and accessible. You only need to know about the options and still need a little bit of technical knowledge.