Thank you

Isn't there a calculus for this stuff? That is - the price of a used car drops drastically after x years, but risk of failure grows. A sweet spot of sorts?

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Broadly? I highly doubt it

A “sweet spot” I’ve heard of in USA markets is buying used models directly after people return them to dealerships from lease periods. There is a higher likelihood the lessee completed routine/preventative maintenance requirements at OEM approved repair shops or at the dealership service department itself