Distain for the homeless and the destitute is the same distain that the billionaire class have for you. To blame others’ misfortunes on their shortcomings is to not understand that the system is designed to shift wealth from the middle and lower classes into the pockets of the finance, insurance, and real estate sectors.
Blame the poor for their troubles, and you are complicit with the financial system that will eventually impoverish you in the same way.