Monero is a shitcoin with unlimited supply just like fiat. Monero has no incentive to hold for a long time. It is designed to just buy drugs and dont use it again unless you need it. If you hold it you will lose money and stay poor. Holding #bitcoin protects your wealth because it's a strong money, when you die in 90 years your bitcoin will still be 21.000.000/your share, In 90 years monero's supply will be 3x more so your same amount of monero will worth less.