Agree with you. Just different use cases. Bitcoin or Monero can't do it all. Spread focus too thin between many things and you'll suck at everything.
I partially disagree with comparing Monero to Lightning. You're comparing an L1 to an L2 instead of another L1. And with that comes many downsides to Lightning (requires active node to secure your funds, less secure, requires funding channels to use, centralized hubs, only the illusin of final settlement, not truly p2p, etc, etc)
All without ever achieving solid privacy in the first place. Reciever privacy is bad and amounts can be derived by a passive adversary. Sender privacy is ok.
In a high fee environment, Lightning isn't that cheap, and unexpected forced closed channels make paying high on chain fees unavoidable. npub169n9eaf0t20j0nefwqlqtnqcpsym22k2nw6e3tevtrrru4et7wrsh5w47v