Exactly. You can't spend what isn't saved. If someone criticizes you for saving, that means they hate you and want you to be a slave for some duration before murdering you. Explicitly - that is what is in their heart. One one hand, they pretend the duration of saving is bad - what makes a shorter duration better than a longer duration? That's madness. On the other hand, perhaps they want that duration to he negative - spend with debt, then owe your life to someone else. How could this mentality be anything other than slavery?
So I'll say it again : they hate you, they want to enslave you, and they're mad that we escaped slavery.